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Direct Private Lending for Investors,
Builders & Developers Nationwide.
Fast, Flexible, and Backed by Real Expertise.

  • Rates starting as low as 3.99%
  • All broker partnerships welcome — monthly incentives for top performers
  • Brokers protected

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Loan Products

A good strategy is a strategy that can successfully lead the business in a more developed direction.

Fix and Flip Loans


Short-term financing for investors acquiring and renovating properties for resale.

  • Loan amounts up to $5,000,000
  • Up to 95% LTC / 80-85% ARV
  • Up to 95% LTC / 80-85% ARV
  • Interest-Only Payments
  • Entity Borrowers Only (LLC / Corp / Trust)

Flexible financing with rates starting at competitive market levels, designed for investor performance and project type.
Start Fix & Flip Loan
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Rental / DSCR Loans


Long-term financing for stabilized or income-producing properties


  • Loan Amounts Up To $2,000,000
  • DSCR Typically 1.00-1.25x
  • 30-year Fixed Or ARM Options
  • Entity Borrowers Only (LLC / Corp / Trust)


Flexible financing with rates starting at competitive market levels, designed for investor performance and project type.
Start Rental Loan
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Refinance/Equity Loans


Unlock or restructure equity: cash-out or rate-and-term refinancing for investment properties

  • LTV Up To 70% (Asset-Based)
  • Interest-Only Options Available
  • Entity Borrowers Only (LLC / Corp / Trust)
  • Streamlined Underwriting And Quick Closings


Flexible financing with rates starting at competitive market levels, designed for investor performance and project type.
Access My Equity
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Purchase Loans


Fast funding for new acquisitions and time-sensitive closings.


  • Loan Amounts Up To $3,000,000
  • Close In As Little As 1-3 days
  • Entity Borrowers Only (LLC / Corp / LP)
  • Loan Terms 1 - 10years



Flexible financing with rates starting at competitive market levels, designed for investor performance and project type.
Start Purchase Loan
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3 SIMPLE STAGES TO GETTING A LOAN WITH MISTRAL NOVA FINANCIAL
We Make Getting Funded Simple.

From prequalification to funding, here's how Mistral Nova Financial makes the loan process fast, simple, and stress-free.

Pre-qualify in minutes

Submit documents

Get funded fast
Why Choose Mistral Nova Financial

  • Built for Speed-Quick Decisions, Direct Underwriting, And Closings in Days.

  • Investor-Focused-Structured Specifically For ROI And Project Performance.

  • Transparent & Reliable-Clear Terms And Communication At Every Step.

  • Experienced Team-Years of Lending And Real Estate Expertise.
OUR LATEST PROJECTS
Our Unique Approach To Every Project

Whether you're a real estate investor in need of acquisition financing or a small business owner seeking capital to launch or grow your venture, we're here to support you every step of the way. Our track record of successful projects underscores our commitment to client satisfaction and our ability to provide tailored financing options that align with your specific goals and requirements.

Single Family Home
Hollywood, FL
$235,000
Cash Out Refinance Free and Clear Property


Condominium, Residential
Aston St. NC
$950,000
Stabilized Bridge Loan


Unimproved Land
Chapel Hill, NC 27516
$954,303
Financing for their real estate development projects from start to finish


Triplex
North Little Rock, AR 72117
$143,600
Long Term Rental Loan
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OUR TESTIMONIALS
Join Thousands Of Satisfied Customers


I refinanced three rental properties with Mistral Nova Financial and the process was surprisingly smooth. They offered a 30-year fixed option, which gave me peace of mind knowing my payments are stable long-term. Communication was clear and I always knew where my application stood. It really felt hassle-free compared to other lenders I've used.

Merry Juicy


We needed fast funding for a commercial building in a competitive market and Mistral Nova Financial delivered. Their team understood the urgency and kept everything moving on schedule. The terms were fair, and they structured the loan in a way that supported our business goals. They've earned my trust as a reliable lending partner.

Ronald Richard


Mistral Nova Financial made my latest flip project possible. I was worried about timing, but their team walked me through every step and we closed in less than two weeks. The rehab draws came through quickly and I never felt like I was waiting around. I'll definitely use them again for my next property

Alva Edision

what types of loans does Mistral Nova Financial offer?
Fix & Flip, Rental/DSCR, Refinance & Equity (combined), and Purchase Loans. (Construction and Commercial Bridge are not being promoted on the homepage.)
what credit score is require to qualify?
A minimum FICO of 650 is preferred. Strong collateral, experience, and DSCR may offset credit in some programs.
how fast can Mistral Nova Financial close a loan?
For most files, 1-2 days after a complete submission and valuation. Complex files may require additional time for third-party reports.
do you lend to (LLCs, corporation, LP or trust).?
Yes. All loans are to entity borrowers only (LLC, Corporation, LP, or Trust).
Can I use equity from another property to fund a new purchase or renovation?
Yes. Our combined Refinance & Equity program can free up capital for acquisitions, improvements, or working capital.
What is a DSCR loan and how does it work?
A DSCR loan qualifies based on property income rather than personal income. Typical DSCR targets range from 1.00x to 1.25x depending on the file.
What documents are required to start the loan process?
Property address and contract (if applicable), rehab/construction budget, rent roll or lease (if applicable), entity documents, and a recent bank statement for liquidity.
Do you lend in all U.S. states?
We lend in most U.S. markets with select exclusions. Please contact us to confirm state availability.
Can I refinance an existing investment loan with Mistral Nova Financial?
Yes. Our combined Refinance & Equity program supports cash-out or rate-and-term refinances oninvestment properties.
How do I get started?
Click “Apply Now” or use the homepage form. A Mistral Nova Financial representative will review your file and respond with options.